What applies when renting out a house?

Renting out your house can be a big step, whether you plan to do so for a short or long period. It is important to be well prepared and understand the rules and responsibilities involved. In this article, we go through the most important aspects of renting out a house so you can feel confident throughout the entire process.

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“Proactive maintenance prevents major damage and ensures the tenant’s comfort.”

As a homeowner, you are responsible for ensuring the property is in good condition when it is rented out. This includes maintaining and repairing the building, such as the roof, façade and foundation. You are also responsible for maintaining the garden, which may include mowing the lawn, trimming bushes and trees, and removing snow during winter.

It is important to clearly define in the rental agreement which maintenance tasks fall on the tenant to avoid misunderstandings and ensure a smooth rental process.

Before renting out your house, you should contact your insurance company to make sure your home insurance covers rental. Many insurers offer rental add-on policies that protect against damage caused by tenants. These can also cover loss of rental income if the house temporarily cannot be rented out due to, for example, fire or water damage.

The tenant should also have their own home insurance. This protects the tenant’s belongings in case of fire or burglary and includes liability coverage if the tenant accidentally damages the house or someone else’s property.

A written rental agreement is essential to clarify the terms of the rental. The agreement should include information about rent amount, payment dates, rental period, notice period, division of responsibility for maintenance and repairs, and any additional services included in the rent. If the house is rented out furnished, include a detailed inventory list to prevent disputes about damage or missing items.

To keep the house in good condition during the rental period, it is important to have a maintenance plan. This should include regular inspections of the property, scheduled maintenance tasks and a budget for unexpected repairs. By handling maintenance proactively, you can prevent major issues and ensure the tenant enjoys living in the home.